Apply safely and receive your first loan in 10 minutes

Apply for a loan
Apply safely and receive your first loan in 10 minutes

Top Benefits



Simple, swift access right from your phone. Only a single document needed to apply



A responsible lending approach with a focus on security. We safeguard your information and provide help in tough spots



Easy and quick solutions without leaving home. Money is instantly transferred, with loan extension options

Borrowing Guide


Apply Through the App

Place your request via our app, just by filling out the form.


Stand By for Our Decision

Anticipate our decision, made swiftly in 15 minutes.


Secure Your Funds

Have the money transferred to you, usually within one minute.

Download loan app

Customer Testimonials


Schalk G.

Working with was a breeze. The application process was quick and easy, and I received my funds in no time. I highly recommend their services to anyone in need of a personal loan.


Brandisha Baldwin

The customer service at was exceptional. The representatives were friendly, knowledgeable, and went above and beyond to help me with my loan application. I will definitely be using their services again in the future.


Johan M. provided me with the perfect loan option that fit my needs and budget. I appreciated their transparency and honesty throughout the process. I am very satisfied with my experience and would not hesitate to recommend them to others.


Tevoris Edwards

I was impressed with the competitive rates offered by They truly helped me find a loan that worked for me, without breaking the bank. I am grateful for their services and will be a returning customer for any future financial needs.


Reno Duncan surpassed all my expectations. Their professionalism, efficiency, and attentiveness made the loan application process seamless. I am grateful for their assistance and will definitely be using their services again in the future.

Apply Through the App

Place your request via our app, just by filling out the form.

Download loan app

Online loans in Nigeria via BVN

  • Amount ₦5,000 to ₦100,000
  • Term From 30 days including all loan extend
  • Interest rate 0,01% - 1,2% per day
  • Decision 2-5 minutes
  • Age of borrower 18-62 years old
  • Occupation Currently employed or with a stable source of income
  • Location Nigerians that are currently living in the Nigeria
  • What are the requirements National ID, Mobile phone

Benefits of a Personal Loan in Nigeria

Personal loan in Nigeria offer numerous benefits to individuals looking for financial assistance. Whether you need funds for emergencies, education, home improvements, or debt consolidation, personal loan can be a reliable solution.


One of the key benefits of personal loan is their flexibility. Borrowers have the freedom to use the funds for various purposes without restrictions, unlike other types of loans that may have specific use requirements.

  • With a personal loan, you can address different financial needs, such as medical expenses, wedding costs, or business start-up funds.
  • Many financial institutions in Nigeria offer personal loan with competitive interest rates and flexible repayment terms, making it easier for borrowers to manage their finances effectively.

Overall, the flexibility of personal loan makes them a versatile financial product that can adapt to your individual needs.

Quick Approval Process

Another advantage of personal loan in Nigeria is the quick approval process. Unlike traditional bank loans that can take weeks to process, personal loan are often approved within a few days, providing fast access to much-needed funds.

Additionally, many lenders offer online applications for personal loan, simplifying the process and making it more convenient for borrowers to apply from the comfort of their homes.

Competitive Interest Rates

Personal loan in Nigeria often come with competitive interest rates, making them an affordable borrowing option for individuals seeking financial assistance. By comparing offers from different lenders, borrowers can find the best rates that suit their budget and repayment capacity.

  • Lower interest rates can help borrowers save money on interest payments over the loan term, allowing them to repay the loan faster and more efficiently.
  • Some lenders may also offer promotional interest rates or discounts for existing customers, providing additional savings opportunities.

Improved Credit Score

Taking out a personal loan and making timely repayments can help improve your credit score over time. By demonstrating responsible borrowing behavior and maintaining a positive repayment history, you can strengthen your credit profile and increase your chances of qualifying for future loans or credit products.

Consistent loan repayments show lenders that you are a reliable borrower, which can result in better loan terms and lower interest rates in the future.


In conclusion, personal loan in Nigeria offer a range of benefits that can help individuals achieve their financial goals and overcome temporary financial challenges. From flexibility and quick approval processes to competitive interest rates and credit score improvement, personal loan provide a practical and efficient solution for those in need of financial assistance.


What is a personal loan?

A personal loan is a type of loan that is issued to an individual for personal use, such as paying off bills, financing a wedding, or making home improvements.

What documents are required to apply for a personal loan in Nigeria?

Typically, you will need to provide proof of identity (such as a driver's license or passport), proof of income (such as pay stubs or bank statements), and proof of residence (such as utility bills or rent receipts).

What is the interest rate on a personal loan in Nigeria?

The interest rates on personal loans in Nigeria can vary depending on the lender and your creditworthiness. On average, interest rates can range from 5% to 30%.

How long does it take to get a personal loan approved in Nigeria?

The time it takes to get a personal loan approved in Nigeria can vary depending on the lender, but it usually takes anywhere from a few days to a couple of weeks.

Can I get a personal loan with bad credit in Nigeria?

Yes, some lenders in Nigeria offer personal loans to individuals with bad credit. However, your interest rate may be higher, and you may be required to provide additional documentation or collateral.

What are the repayment terms for a personal loan in Nigeria?

Repayment terms for personal loans in Nigeria can vary, but they typically range from 6 months to 5 years. Some lenders may offer flexible repayment options, such as making bi-weekly or monthly payments.